Solomon Islands Travel Insurance
Everything you need to know before your trip
Healthcare Cost Level
Moderate
Avg. ER Visit
$150
Recommended Coverage
$250,000
Evacuation Risk
High
Healthcare in Solomon Islands
What to expect if you need medical care
Healthcare in Solomon Islands is limited in quality and availability. While English is widely spoken in medical settings, which helps with communication, the facilities themselves are basic. You can expect to pay around $150 for an emergency room visit and $300 per day for hospitalization—moderate costs that seem manageable until you consider what happens with serious conditions. The reality is that local facilities cannot handle complex medical cases, severe injuries, or major illnesses. Remote outer islands have minimal medical infrastructure, sometimes with no medical services at all. For anything beyond basic care, you'll need evacuation to Australia or New Zealand, which transforms a moderate-cost situation into a potentially devastating financial burden.
What Your Policy Should Cover
Country-specific considerations for Solomon Islands
Your policy must prioritize emergency medical evacuation coverage, as this is the most critical need in Solomon Islands. Ensure your coverage explicitly includes evacuation from remote locations, since outer islands have minimal medical access. If you're diving, verify that your policy covers decompression chamber access and related evacuations—this is essential and not always automatically included. Water sports coverage should include marine injury evacuation to specialized facilities. Year-round disease risks mean your policy should cover malaria, dengue fever, Zika virus, and chikungunya treatment and any resulting complications. Cyclone coverage is vital from November to April, including trip cancellation, interruption, and emergency evacuation during severe weather events.
Malaria
High Risk
Peak: year-round
Dengue_fever
Moderate Risk
Peak: year-round
Cyclones
High Risk
Peak: November to April
Zika_virus
Moderate Risk
Peak: year-round
Chikungunya
Moderate Risk
Peak: year-round
Activity-Specific Coverage
Diving: Ensure coverage includes decompression chamber access and evacuation
Remote Island Visits: Coverage must include emergency evacuation from remote locations
Water Sports: Marine injuries may require specialized evacuation
How Much Coverage Do You Need?
Our recommendation based on Solomon Islands's healthcare costs
The recommended $250,000 coverage reflects the high evacuation risk you'll face in Solomon Islands. While basic healthcare costs are moderate—$150 for ER visits and $300 per hospital day—these figures become irrelevant when serious conditions require evacuation to Australia or New Zealand. Medical evacuations involving air ambulances, medical staff, and international transport can easily cost $50,000-$100,000 or more. Combined with potential hospitalization in Australia and repatriation costs, $250,000 provides realistic protection. The minimum $100,000 may prove insufficient for complex evacuation scenarios.
Minimum
$100,000
Basic emergencies only
Recommended
$250,000
Full protection
Making a Claim in Solomon Islands
Tips for smooth claims processing
Documentation Required: Medical reports, receipts, evacuation authorization, proof of payment, completed claim forms
- Keep all medical reports and receipts, even for minor treatments, as evacuation authorization documentation often requires proof of local medical consultation first
- Obtain written evacuation authorization from your insurer before any medical evacuation when possible—this is typically required for claims and helps ensure coverage
- Complete claim forms thoroughly and submit them with comprehensive documentation including medical reports, all receipts, proof of payment, and evacuation authorization
- In remote island locations, document your location and any medical limitations in writing if you need treatment—this supports claims showing evacuation necessity
- Photograph all receipts and medical documents immediately, as paper records can deteriorate in the tropical climate or be lost during evacuation
Get Covered for Solomon Islands
Adventure destinations like Solomon Islands require solid evacuation coverage. Don't leave without it.
Get a Quote from World NomadsCoverage for 200+ countries • 24/7 emergency assistance • We may earn a commission at no extra cost to you.